Murtaza’s Real Estate Insider – August 2025

A Warm Welcome to September!

September in Ottawa brings a fresh rhythm—back-to-school mornings, golden sunsets over the Rideau Canal, and the anticipation of a vibrant fall season. It’s also the month where the real estate market typically regains momentum after summer holidays, making it a time of opportunity for both buyers and sellers.

Before diving into market insights, let’s take a moment to celebrate the holiday that kicks off this month.


🍁 Honoring Labour Day
Labour Day (September 1, 2025) was more than just the unofficial end of summer—it was a day to pay tribute to the workers whose dedication, skill, and perseverance keep our communities strong.

In Ottawa, the long weekend was not only a time to gather with family, enjoy a hike through Gatineau Park, or join the celebrations at the ByWard Market—it was also a reminder of the countless individuals whose hard work makes these moments possible. From frontline workers to builders, educators to caregivers, their contributions shape the fabric of our city every day.

As we look back, we honor and thank all workers for their invaluable role in sustaining and uplifting our community.



🏡 Ottawa Market Update – August 2025


In August 2025, the Ottawa housing market recorded 1,236 sales, reflecting a 6.2% decrease month-over-month but still a strong 12.1% increase year-over-year, showing that more homes came into the market and successfully sold compared to last year. The sales-to-new-listings ratio came in at 58.3, higher than July’s 51.7 and last year’s 56.5, indicating a more balanced but still competitive market. The average price settled at $686,536, down 1.25% from July but up 3.6% compared to August 2024, highlighting steady long-term growth despite short-term fluctuations. Properties sold for 98.0% of their listing price, slightly lower than July’s 98.1% and last year’s 98.1%, showing buyers still have some negotiating power. Homes averaged 28 days on the market, while months of inventory rose to 3.2, suggesting more choice for buyers but still moderate supply levels.


💰 Economic & Mortgage Outlook

The big story this month is the Bank of Canada’s September 17, 2025 meeting, where a 0.25% rate cut is widely anticipated.

  • Why? Inflation has eased and job growth has slowed, giving the Bank room to support the economy.

  • What it means for you:

    • Buyers: Lower borrowing costs could make mortgages more affordable and spark more competition this fall.

    • Sellers: A rate cut may bring more qualified buyers back into the market.

    • Investors: Renewed optimism could stabilize rental demand and values.

🏦 In plain terms: If you’ve been waiting on the sidelines, September may mark a turning point.


🏘️ Neighbourhood Spotlight: Barrhaven

Known as Ottawa’s “suburban gem,” Barrhaven has been one of the most active markets this summer.

Why Buyers Love It: Family-friendly communities, excellent schools, and proximity to shopping and parks.
💡 For Sellers: Rising demand for larger homes means Barrhaven properties often move quickly.
📈 For Investors: With continuous infrastructure growth and a strong rental pool, Barrhaven remains a solid long-term bet.


🔑 Practical Insights This Month

  • For Buyers: Use the increased inventory to your advantage—negotiate, explore options, and lock in financing ahead of a possible rate cut.

  • For Sellers: Smart pricing is key. With more homes on the market, positioning your property competitively ensures strong interest.

  • For Investors: Watch pre-construction projects carefully—delays and rising costs are creating risks, but resale and rental markets remain solid.

  • For Everyone: Stay informed—September’s Bank of Canada decision can improve the outlook for the fall market.


🎶 What’s On in Ottawa – September 2025

Ottawa is alive with culture and community this month! Mark your calendars:

  • CityFolk Festival – Sept 10–14, Lansdowne Park. Live music from top Canadian and international artists.

  • Ottawa International Animation Festival – Sept 24 – 28, ByTowne Cinema & venues downtown. A must for creatives and families alike.

  • Fall Rhapsody in Gatineau Park – Starting late September. Witness one of the most breathtaking displays of autumn foliage in the region.

  • 613 Flea Market – Sept 13, Aberdeen Pavilion. Local artisans, antiques, and unique finds.


📌 What’s Next for Ottawa Real Estate?

All eyes are on September 17. If rates drop as expected, we’ll likely see stronger buyer activity leading into the fall. That means more opportunities but also more competition. Sellers should stay strategic, and buyers should be ready to act.


📞 Let’s Connect

Whether you’re thinking of buying, selling, investing—or simply keeping a pulse on the Ottawa market—I’m here to guide you with expert, personalized advice.

👉 Reach out today for a free home value estimate, a buyer’s consultation, or an investment strategy session. Let’s make your real estate goals a reality this fall!


📚 Sources